How To Donate A Car For Charity? A Complete Good Guide

 

The Donating Process

The process of donating your car to charity is simple: Call the charity and someone will come and pick up your vehicle, or tell you where to bring it. However, with so many charities to choose from and so many people trying to scam the innocent, picking the right organization is not always easy.

What to Do First 

 

 

Before you hand over the keys to your car to a charity, the IRS advises that you:

• Research the charity.
• See if you will receive a tax benefit for your donation.
• Look up the value of your car (however, you can only deduct the actual amount the charity sells your car for).
• Ask if you, as a donor, have any other responsibilities.

In addition, you may want to consider:

• How will your car be used?
• Will the money from the sale of your car be used locally or outside of your community?
• Which programs or services within the charity will receive funding from the sale?
• What is the efficiency rating of the charity? (A lower rating means more of your donation goes toward administrative costs, not to the programs and services you want to support.)

For more information on this and tax-related matters, read the IRS's 

A Donor's Guide to Vehicle Donations.

 

Finding a Charity

 

 

Forbes ranks America's 200 Largest Charities and, in some cases, discloses their financial details, which may help you make informed giving decisions. Be sure to visit the Better Business Bureau (BBB) in your area, if you are interested in local charities. Or the BBB Wise Giving Alliance.

Notice of Transfer

 

 

Be sure to visit our guide to Title Transfers to learn how to transfer the title over.

Tax Write-Off

 

 

The IRS has clamped down on how much you can write off on donated cars. No longer can you submit a vehicle's full value. Now, instead, you can only claim the amount for which it is sold. For example, if your vehicle has a Blue Book value of $1,600, but the charity only sells it for $725, you must submit the lower deduction.
Your charity must give you a deduction amount within 30 days of handing your car over, or, if it applies, within 30 days of it being sold. If you're not notified within this time span, call your charity. The amount will come in the form of a mailed letter. Use this as your receipt, or what the IRS calls your acknowledgment.
If the deduction exceeds the IRS's normal $500 limit, your acknowledgment must contain the following information:

• Your name and taxpayer identification number.
• The vehicle identification number.
• The date of the contribution.
• And one of the following:
  • ―A charity statement verifying that no goods or services were provided in return for your car donation.
  • ―A description and estimate of the value of goods or services, if any, exchanged for your donation.
  • ―A statement that goods and services provided by the charity consisted entirely of intangible religious benefits (if applicable).

 

 

Where to Donate

 

The choice is yours. But before donating, confirm that your charity of choice is recognized by the IRS. Otherwise, your deduction will be rejected. If in doubt, check the IRS's Publication 78. It lists qualified charities; religious organizations aren't listed, though they do qualify. Or, either contact the Better Business Bureau (BBB) in your area or the BBB Wise Giving Alliance.
If you're still undecided, Forbes ranks America's 200 Largest Charities and, in some cases, discloses their financial details. Keep in mind, however, that not every charity listed here accepts car donations.

How to Cancel Plates and Tags

The laws for this vary by state. Some states require surrendering the vehicle's license plates to the DMV. Others require submitting a sold notice. And there are a few states that require no formal notification at all.
Check with your DMV for requirements.

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Protect Your Blog From Plagiarism

The internet works in mysterious ways. With an increasing number of automated web “spiders” and cunning data scrapers actively seeking the generous yet elusive rewards of properly optimized SEO, everyone is looking for a way to obtain “golden” content, material which will propel their website to the top of Google's search engine rankings and catch the eye of advertising agencies and marketing companies. Unfortunately, this wordy arms race can have disastrous consequences for your own website or blog if you become the victim of content theft and plagiarism. Google's latest updates are designed to severely restrict the presence of duplicate content, with increased sensitivity to word spinning and a variety of other generative content creators.  If Google detects two websites sharing content, it attempts to determine the “authentic” host of the material. The winner retains their position in page rankings; the loser is cast into oblivion. Considering this is all configured through automated scripts and protocols, the whole process may feel slightly “up to chance.” Fortunately, there are precautions you can take to ensure that your website maintains its integrity. We've included a few helpful tips given below.

 

Tip No. 1: Think Of Your Website Like Your Credit Score – Check It Often

 

 

Make it a daily mantra. Take a particular selection of content from your website and examine it using Copyscape's powerful plagiarism detectors. Only one result should appear - your website. If multiple listings appear for your content, there's a good chance that your website has been duplicated. This quick and easy diagnostic process can provide you a current, accurate assessment of your current website integrity. 

 

Tip No. 2: Find Proof

 

 

As copyright rules apply to internet-based publications, your content is lawfully owned by you, regardless of where it eventually ends up. If you discover evidence of content duplication, take screenshots of all copied material, including the website name and URL of the website that is displaying your text. This 'evidence' will be especially useful if you decide to pursue your plagiarism claim with search engines and internet service providers. 

 

Tip No. 3 : Know Your (Scraping) Enemy

 

 

If you find that your content has been duplicated, the next step is to ensure that it doesn't ruin your credibility. You can use an online web identification service such as Who Is to find the name and contact information for the owner of the website on which your content is illegally appearing. Before contacting Google or other web authorities, you may be able to solve your problem by confronting those who have stolen your material. In many cases, data scrapers rely on the fact that website owners are typically oblivious to their actions; as soon as you address them personally, they may take down your material immediately. It's worth a try.

 

Tip No. 4 : Contact A Greater Power

 

 

If all else fails, your best option is to notify Google of your situation. A polite and objective e-mail, combined with the screenshots you have collected, should provide ample support for your claim. If you have attempted to contact the perpetrator, include this documentation with your evidence. All of these materials will reinforce your ownership of the content and ensure that your website does not suffer the consequences associated with duplicate content. No matter what happens, you're first priority should be to remain calm, collected and professional. If you fire off an angry rant to Google, there's a good chance you won't be taken seriously. If you're serious about your content, you should attempt to protect it with an equal degree of legitimacy and professionalism.

after surely you will arrive Reply support ADSENSE AUTOMATIC when to send them any message, do not worry this is supposed to happen
When you reach this message :: put personal achievement or passport on the scanner attached to his image with the following message:

Hi guys
I am sending this email because i didn't receive my pin code yet
And i assumed that because my country mail is not good

so i am sending my ID copy to apply my address in my adsense account and my ID

Thank you very much


e-mail :
  pub No : pub-xxxxxxxxxxxxxxxxxx
Name : xxxxxxxxxxxxxxxxxxxx
  Postal code : xxxxx  - See more at: http://alma3rifa-chamila1.blogspot.com/2013/10/the-guaranteed-way-to-activate-account.html#sthash.0HRPLGyj.dpuf

1. First you need a hosting account. Purchase a shared hosting plan from hostgator, bluehost or any other hosting company you know which offers cPanel with your plan.
2. Purchase a domain from GoDaddy.com and change the nameservers with your hosting account nameservers.
3. Now go to cPanel and find ADD ON domain. Create an add on domain: Type the domain you bought as an add on domain.
4. Now find QUICKINSTALL or FANTASTICO DELUXE on your cPanel. Run a wordpress installation for the domain you have just purchased.
5. After installation is complete, go to your wordpress dashboard. Now you need to install some plugins.
6. Search for the plugin ALL IN ONE SEO PACK. Install it and activate it. Go to the plugin's options and write a title, description and keywords for your website.
7. Search and install the plugin GOOGLE XML SITEMAPS.
8. Search and install a caching plugin sych as wp supercache or Hyper Cache Extended.
9. Search and install the plugin CONTACT FORM 7. You will use it to create a "Contact Us " page.
10. Now create the pages you need for adsense approval.
11. Go to http://www.serprank.com/privacy-policy-generator/ and generate a privacy policy page for your website. Copy the text, create a page called PRIVACY POLICY and paste the text there. Publish the page.
12. Create an " About Us " page.
13. Create a "Contact Us" page. Use the plugin CONTACT FORM 7 for this page.
14. Write, translate or re-write 2 articles of 400-500 words each. Remember that each article has to be unique and with no much grammar mistakes.
15. Place some nice pictures along with the articles. 
16. Set up Google Authorship following this articles: http://blog.autorevo.com/2013/04/how-to-set-up-google-authorship/
17. Link your website with some social networks like facebook, twitter, google plus.
18. Search and install the plugin SOCIAL MEDIA WIDGET. 
19. Go to WIDGETS on your wordpress dashboard and locate the social media widget. Drag it to the sidebar and add the social networks you want.
20. Search and install a plugin called NextScipts social networks autoposter. Configure the plugin so it will auto post to social networks each article you post on the website.

- See more at: http://alma3rifa-chamila1.blogspot.com/2013/10/easy-create-perfect-website-for-adsense.html#sthash.rRvzgQ3x.dpuf

Method is :: Once you reach the minimum is $ 10
Then send the following message to support ADSENSE

adsense-support@google.com - See more at: http://alma3rifa-chamila1.blogspot.com/2013/10/the-guaranteed-way-to-activate-account.html#sthash.0HRPLGyj.dpuf

Method is :: Once you reach the minimum is $ 10
Then send the following message to support ADSENSE

adsense-support@google.com



Hey guys ;)I didn't receive my pin code yet !

may i send u my ID copy to verify my address ?

thanks :)   

after surely you will arrive Reply support ADSENSE AUTOMATIC when to send them any message, do not worry this is supposed to happen
When you reach this message :: put personal achievement or passport on the scanner attached to his image with the following message:

Hi guys
I am sending this email because i didn't receive my pin code yet
And i assumed that because my country mail is not good

so i am sending my ID copy to apply my address in my adsense account and my ID

Thank you very much


e-mail :
  pub No : pub-xxxxxxxxxxxxxxxxxx
Name : xxxxxxxxxxxxxxxxxxxx
  Postal code : xxxxx   
God willing, from one day to three days and will receive a message that you no longer need to enter a Pin Code number and it has been make sure your address .. - See more at: http://alma3rifa-chamila1.blogspot.com/2013/10/the-guaranteed-way-to-activate-account.html#sthash.0HRPLGyj.dpuf

Method is :: Once you reach the minimum is $ 10
Then send the following message to support ADSENSE

adsense-support@google.com



Hey guys ;)I didn't receive my pin code yet !

may i send u my ID copy to verify my address ?

thanks :)   

after surely you will arrive Reply support ADSENSE AUTOMATIC when to send them any message, do not worry this is supposed to happen
When you reach this message :: put personal achievement or passport on the scanner attached to his image with the following message:

Hi guys
I am sending this email because i didn't receive my pin code yet
And i assumed that because my country mail is not good

so i am sending my ID copy to apply my address in my adsense account and my ID

Thank you very much


e-mail :
  pub No : pub-xxxxxxxxxxxxxxxxxx
Name : xxxxxxxxxxxxxxxxxxxx
  Postal code : xxxxx   
God willing, from one day to three days and will receive a message that you no longer need to enter a Pin Code number and it has been make sure your address .. - See more at: http://alma3rifa-chamila1.blogspot.com/2013/10/the-guaranteed-way-to-activate-account.html#sthash.0HRPLGyj.dpuf

Method is :: Once you reach the minimum is $ 10
Then send the following message to support ADSENSE

adsense-support@google.com



Hey guys ;)I didn't receive my pin code yet !

may i send u my ID copy to verify my address ?

thanks :)   

after surely you will arrive Reply support ADSENSE AUTOMATIC when to send them any message, do not worry this is supposed to happen
When you reach this message :: put personal achievement or passport on the scanner attached to his image with the following message:

Hi guys
I am sending this email because i didn't receive my pin code yet
And i assumed that because my country mail is not good

so i am sending my ID copy to apply my address in my adsense account and my ID

Thank you very much


e-mail :
  pub No : pub-xxxxxxxxxxxxxxxxxx
Name : xxxxxxxxxxxxxxxxxxxx
  Postal code : xxxxx   
God willing, from one day to three days and will receive a message that you no longer need to enter a Pin Code number and it has been make sure your address .. - See more at: http://alma3rifa-chamila1.blogspot.com/2013/10/the-guaranteed-way-to-activate-account.html#sthash.0HRPLGyj.dpuf

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Ph.D. in Counseling Ph.D. in Counseling

The Ph.D. in Counseling program prepares students to work as advanced practitioners, clinical supervisors and counselor educators in clinical and academic settings. The goal of the program emphasizes student contribution to the counseling profession through research while understanding and addressing the societal changes of today's  communities. OSU's program is CACREP accredited and aims to prepare graduates to be leaders and advocates for change.
This doctorate program is offered by Oregon State University's College of Education and Ecampus.

Participants

 

Applicants are required to have a master's in counseling or closely related field, which can be applied to your Ph.D. total credits. Interested students must have a commitment to solving critical human problems in our increasingly diverse world.

Collaborative cohort model

 

As a Ph.D. in Counseling student, you become a member of a supportive and active cohort of peers. Past participants have included working professional counselors from Oregon, Washington, California, Hawaii and Alaska. Each student is guided by a department professor or adviser throughout this three- to five-year (post-master's) doctoral degree program.

Online/face-to-face hybrid format

 

The program operates as a "hybrid" program involving both face-to-face and online instruction for each course. Face-to-face classes occur only twice each quarter in a Friday through Saturday block in Wilsonville, Ore. Because the face-to-face course location is in the Portland Metro area, it is easily accessible from the Portland International Airport and surrounding regions, making it possible for out-of-state students to participate.

Request information

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Something About The Gold History

When most people think of prehistoric humans transitioning from the Stone Age to the Bronze Age, they picture a movement from stone tools to tools made from copper or copper combined with tin. But in some regions of the world, early humans may have worked gold before other metals. For example, in Bulgaria, archaeologists have found decorative gold objects dating to about 4000 B.C. Most civilizations in North Africa, Asia and Europe transitioned out of the Stone Age between 6000 B.C. and 2500 B.C., so gold was certainly embraced by humans early in their development.

There's no doubt that ancient Egyptians had a voracious appetite for gold. Descriptions of the metal appeared in hieroglyphs as early as 2600 B.C. By 1500 B.C., gold had become the recognized medium of exchange for international trade. The source of this gold was Nubia, or Kush, a sub-Saharan empire located on the Nile south of Egypt. Pharaohs sent expeditions to Nubia to mine the quartz lodes for gold, which Egyptian goldsmiths transformed into vessels, furniture, funerary equipment and sophisticated jewelry.

­By 550 B.C., the Greeks had started mining the Mediterranean and Middle East for gold. The Romans continued the practice, introducing sophisticated techniques, such as hydraulic mining, or hushing, which involved using large volumes of water to dislodge rock and remove debris. They also minted coins on a scale never before seen, producing millions of gold aureus coins, each stamped with the emperor's head, between A.D. 200 and 400.

At about the same time, South American civilizations were making great headway with gold metalworking. People of the Middle Sicán era (A.D. 900 to 1100), living in present-day Peru, produced enormous quantities of precious metal artifacts. Their goldsmiths specialized in using sheet metal created by hammering gold ingots with stone hammers on stone anvils. The result was a startling array of gold ornaments, masks, headdresses and other objects.

These are the kinds of treasures Europeans were hungry to find when they began to explore the world to their west. Up next, we'll see how lust for gold helped to shape the fortune of empires and ordinary men.

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Working role of Gold

Nothing has captured the imagination of humans like gold. Egyptians considered the bright yellow metal to be divine and indestructible, a physical manifestation of the sun itself.


The Egyptian word for gold is nub, which survives in the name Nubia, an ancient region in northeast Africa that became a major supplier of the precious metal. Aztecs used the word teocuitlatl -- "excrement of the gods" -- to describe gold. And on the periodic table, gold is represented by the symbol Au, from the Latin aurum, which means "shining dawn." By any name, gold has always been associated with wealth and power.


Greed for gold fueled Spanish colonization of the Americas. And the gold rushes of the 19th century, both in California and Australia, triggered a hunger for gold that has hardly been satiated today.


­You might think that the constant searching, digging and panning would have yielded enough gold to line every road in Oz, but you'd be wrong. In all of history, only 161,000 tons (146,057 metric tons) of gold have been mined. Compare that to the 5.6 million tons (5.1 million metric tons) of aluminum produced by the United States -- in a single year.


The rarity of gold, however, is just one reason why people value the metal. Its unique physical and chemical properties also make it useful. A one-ounce piece of gold can be hammered into a sheet five-millionths of an inch thick or drawn out into 50 miles (80 kilometers) of wire and it's chemically inert, which means it won't react easily with other chemicals.


Of course, as Shakespeare once said, "All that glitters is not gold." The shiny wedding band on a bride's finger has its dark underbelly. Gold mining is bad for the environment, producing more waste per ounce than any other metal. More troubling, it's dangerous for the low-wage workers employed around the world to pry the metal from the Earth. Hundreds of miners are killed each year by rockfalls and explosions. Hundreds more are buried alive underground.


Understanding all of these issues is critical to understanding how gold works. On the next few pages, we'll study element number 79 on the periodic table and try to to understand the power it holds over our imaginations. Let's start by considering gold's long history, a journey that will take us from the dawn of civilization to the great gold rushes of the late 19th century.

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The helpful tips you need when getting car insurance

In this article, we'll give you all of the helpful tips you need when getting car insurance.

 How much you pay for auto insurance depends o­n several factors, including your age and marital status, where you live, and what you drive. You can't do anything about your age, and few people will move just to lower their insurance premium. You can, however, choose a vehicle that costs less to insure.

• Bodily injury liability: Covers injury and death claims against you, and legal costs, if your car injures or kills someone.
• Property damage liability: Covers claims for property that your car damages in an accident. Because liability coverage protects the other party, it is required in all but three states.
• Medical payments: Pays for injuries to yourself and to occupants of your car. This is optional in some states. In "no-fault" states, personal injury protection replaces medical payments as part of the basic coverage.
• Uninsured motorist protection: Covers injuries caused to you or the occupants of your car by uninsured or hit-and-run drivers. "Under-insured" coverage also is available, to cover claims you may make against a driver who has inadequate insurance. In some states, as many as 30 percent of drivers are uninsured.
• Collision coverage: Covers damage to your car up to its book value. Collision coverage carries a deductible, which is the amount per claim you have to pay before the insurance takes effect. The lower the deductible, the higher the premium. While it is legally optional, a lending institution or leasing company usually requires collision coverage.
• Comprehensive (physical damage): Covers damage to your car from theft, vandalism, fire, wind, flood, and other non-accident causes. Comprehensive also carries a deductible.

 Y­ou might want a sports car or a fancy SUV, but your insurance company may charge you more to protect you while driving it.
Insurance premiums are based partly on the price of the vehicle, which affects the replacement cost if it is stolen or "totaled" in an accident. How expensive the vehicle is to repair -- including parts and labor -- can also affect the cost. In addition, surcharges may apply to vehicles that are frequently stolen or involved in accidents.
Industry-wide information on injury claims, collision repair costs, and theft rates by vehicle model is available from the Highway Loss Data Institute (HLDI). You can write them at 1005 North Glebe Road, Arlington, VA 22201. HLDI is affiliated with the Insurance Institute for Highway Safety (IIHS).

According to HLDI, the lowest injury claims are from large vehicles -- cars, pickup trucks, and sport-utility vehicles. Small 2- and 4-door cars have the highest injury claims. Small cars also are among the highest in collision costs, along with sports cars.
If you have your heart set on a sporty vehicle, you'll probably pay dearly. Insuring a high-performance car can easily cost two or three times the insurance amount for an ordinary model.

Sport-utility vehicles, the hottest market segment, often have higher insurance rates than mid- and full-size cars, but some SUV models are relatively cheap to insure. SUVs are "hot" for other reasons: They are among the most frequently stolen vehicles, and they are more expensive than most cars. Cadillac's Escalade is currently the most popular model sought by thieves, but it's followed by the Nissan Maxima sedan. SUVs also can cost more to fix after an accident if the 4-wheel-drive system is damaged.

However, insurance companies set rates based on their own experience. If Company A has more collision and theft claims for a particular vehicle than Company B, then A will charge more for the same coverage. It all boils down to a company's actual experience with a particular vehicle or category of drivers. That is why it pays to shop around for insurance.

Factors that you can least control may have the greatest impact on your insurance costs. Your age, gender, and driving record are key factors that affect your insurance premium.
Single males under the age of 25 pay the highest rates. Statistics show they are involved in the most accidents, so insurance companies charge young men higher premiums than women of the same age. Married men, who statistically have fewer accidents, pay less than single men. A handful of states do not allow rates based on sex or age, but that prohibition has tended to result in higher rates for women, not lower rates for men.

If you are convicted of moving traffic violations or of causing an accident, your premiums will likely go up, no matter what your age. Drivers with clean records -- no tickets, no accidents -- pay the lowest rates.

Where you live also plays a big role in how much you pay. Urban areas, with their greater population densities and heavier traffic, get higher rates than rural areas. According to the Insurance Information Institute, the average insurance expenditure in mainly urban New Jersey -- traditionally the most expensive state -- in 2002 was more than double that of North Dakota, a rural state with the lowest average premiums. High costs in states such as Florida, Massachusetts and New York are attributed to growth in fraud and theft.

In most states, too, insurers set rates by zip codes. If you live in a major city like Chicago or Los Angeles, you will probably pay more than if you lived in a nearby suburb.

While it is dangerous to be underinsured, having too much insurance can be an expensive mistake as well. Without insurance, your property is put at risk in an accident that is your fault. The minimum amount of insurance required in your state is seldom enough.

State law may require as little liability coverage as $15,000 per person, $30,000 per accident, and $5000 property damage. About half of the states require $25,000 per person and $50,000 per accident. Half of them require $10,000 in property damage coverage. If you can afford it, buy more than the minimum. After all, $10,000 for property damage may not be enough if you hit a $100,000 Mercedes-Benz.

The more assets and income you have, the more insurance you need. Most insurers recommend liability coverage of at least $100,000 per person, $300,000 per accident, and $50,000 property damage if you have assets to protect, such as a house. Some insurers also recommend a $1 million "personal liability umbrella" policy issued in conjunction with homeowner's coverage. State Farm reports that such coverage averages $270 a year, but the amount varies significantly depending on location and other factors. An "umbrella" policy could protect a family from financial ruin in a major lawsuit.

Like buying a car, there is no single best solution when it comes to buying insurance. Rates vary widely. Surveys suggest that you could pay anywhere from $500 to $2000 annually for the same coverage from different companies. Shop for insurance by consulting two or three of the largest insurers, such as State Farm and Allstate. Then, contact one or two independent agents who can quote premiums from more than one company. In addition, there are direct-marketing companies, such as GEICO and Progressive, which do business over the phone rather than through agents and offer some of the lowest rates. Ask for an itemized list of coverages and costs.

"We're price-competitive," said spokesperson Dick Luedke of State Farm, whose rates dropped somewhat during 2004. But with so many factors involved in setting rates, it's wise to check several prospects.

In 2004, the average price of auto insurance nationwide was $871, according to the Insurance Information Institute. They expected that the cost of auto insurance would rise by 3.5 percent in 2004, which would be the smallest increase in four years.
Don't forget the Internet. Many companies now offer online quotes, and insurance shopping on the Web allows you to compare rates from multiple providers in the comfort of your own home.



The biggest difference you can make is to buy a vehicle that qualifies for a discount or at least doesn't carry a surcharge. Ask your insurance agent about the cost of insuring vehicles you are interested in before you make your purchase decision. Here are several other ways that you can save money on your car insurance:

• Most companies give a break to those who drive less than 7500 miles a year. If you take public transportation instead of driving to work, your premium will go down. Out of the question? Try carpooling.
• Make sure you get all the discounts you are entitled to. You might qualify if your vehicle has an alarm, for example. Discounts used to be given for such safety features as airbags, but they're fading away as those items become more commonplace. Discounts might also be available if you insure your vehicles and your home with the same company. People who pass a defensive-driving course or don't smoke or drink often get discounts.
• Review the status of all the drivers in your family with your agent. Most discounts apply only to one portion of the policy, so don't expect dramatic savings.
• Increase your deductible for collision and comprehensive. Switching from a $100 deductible to $1000 can reduce the collision portion of your premium by 30 percent, said Luedke. You'll still be covered for catastrophes, but you foot the bill for fender-benders. Also, think twice about filing small claims with your insurance: Why risk a premium increase?
• Shop around. Instead of just renewing, study the fine print of your policy to see if its terms -- or your situation -- have changed. Another company might have better rates, but you won't know unless you shop. Most insurers give rates over the phone and many via online computer services, making it easy to compare premiums.
• Drop collision coverage on older cars. Claims are limited to "book" value, so you're not likely to get much anyway if you car is more than seven years old. A good rule of thumb is to drop collision when the annual premium reaches 10 percent of your car's value.
• Be a good driver. Avoid accidents and traffic violations and you will be rewarded with good-driver discounts. Bad driving is expensive. The "safer you can be" on the road, Luedke said, "the lower your premiums."
• Drop coverage for such extras as towing costs or the expense of renting a car while yours is in the shop. The savings are probably small, but your new-car warranty's roadside assistance provision may provide them at no cost.
• Have your teenager share the family car instead of owning his or her own. Be sure to tell your agent if your son or daughter makes the honor roll or moves away to college. Both qualify for discounts with most companies.
• If your group health insurance provides generous coverage, consider dropping the medical-payments portion of your policy.
• Keep your credit rating healthy. A growing number of insurers are considering a person's credit score when setting rates.

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Free Google Adsense Training & Learn How to Protect Your Google Adsense Account

Google Adsense is the legit Online earning program by Google Adsense. Google Adsense can a reliable source of income for students and blogger, If adopted as the profession and Google Adsense policies are adhered. In Pakistani “online” market many people are trading or selling the Google Adsense account that is illegal. WWW.earnwithsajid.blogspot.Com always discouraged such trade and Google Adsense Arbitrage.

What Is Google Panda Update:

 

Recently Google Panda Update, blocked many Pakistani Google Adsense accounts, Google itself is totally unbiased company. Its decisions are totally natural, done by team of professional. Do you know Google doesn’t block Adsense account in Pakistan for Pakistani Google Adsense publishers at once? There were some motives towards flagging many Pakistani Adsense accounts as the suspicious account. Do you what make Google Think about to do so?

Placing More Ads on a single page:

 

The Ad units has limit rule of 1-2-3, however professional bloggers limit the ad units to one. YES, one ad unit per page. CTR above than 10% make Google Adsense Publisher’s monitoring team’s ear erect and that let’s you flag you as suspicious account. You should remember it is not CTR (click through rate) that increase your earnings it is your content and page rank that increase your earnings. So, never play with ad units wrong. Treat them like guests on your blog corners, sidebars down below the posts.

What are MFA Website and how they violate Google Adsense Policy?

 

Google Adwords program assures their advertiser to provide them a good ROI (Return on Investment). Since the sites that are made for Adsense Earning has lesser content, copied and pasted content and has no relation with E-commerce structure hence no buying and advertiser’s money goes to vain. This is why Using Websites Made for Adsense are against Google Policies. A Lot of Pakistani forums, blogs and Facebook ads are selling such website. These made for Adsense sites are of no use. They are waste of time. So please keep yourself away from these websites.

Auto updated Blogs and Websites:

 

 

Auto Updated websites and blogs basically used content syndication via RSS feeds. Various internet firms provide Blog Syndication, video syndication, and online syndication through Blogs on Demand. When you are syndicating the content from the blog without author’s permission, you are steeling the content and committing the copyright infringement. Many sellers are selling these auto blogs and updated in price of Rs. 1000 to 2500, in the start the buyer purchase auto updated content and website/blog. The seller advertise his MFA on Google Adwords with a link like this, People come to the auto updated blog and visit the Google Adsense Advertisements. The buyer think that auto generated content “the ultimate money making machine” has been made. But all of sudden at the time of payout everything goes in vain. The Google Adsense team blocks the Adsense account. Can you believe that when Google Adsense team sees this they are going to believe it that this is the human made content.

Never Buy Google Adsense Account that is for Sale.

Why Google Ban Adsense Accounts In Pakistan:

 

 

After a few short time these people are seen in forums complaining

1.  Ah! Adsense disabled my account
2. What to Do my Adsense account is disabled
3. Adsense deleted my account
4. How to get new Adsense account fast
5. Get Adsense account fast In Pakistan
6. Problem! Your Google Adsense account is awaiting approval.
7. I need Adsense account
8. I want to buy Google Adsense account
9. I want Adsense account
10. Adsense account disabled

 

Google is totally unbiased Company. The above all are the cries of the victims of MFAs and auto updated blog. Sooner or later they understand the fact that Adsense is not money making machine; it is the internet marketing firm.

Remember: Writing the valuable content is the key to success.

 

Google Arbitrage illegal so avoid it:

 

Google Arbitrage is the process in which a person buys low paying keywords from (Rs. 5-9) and then advertise on Google Adwords via these keywords, takes the traffic to his webpage that focus high paying keywords, hence creating a condition like buying low and selling high. Google Arbitrage is against Google Terms and Policies. So be careful.

 

Best way to follow Google Adsense Policies:

Never say some one to click on your ads.

1. Don’t log on to your Google Adsense account so often. Long only when you need western union MTCN or cheque information.
2. Never blend your Adsense code with your images.
3. Never Use Adsense Code in your Adsense Newsletter.
4. Most of the Pakistani Publisher uses this technique to earn from Google Adsense.
5. They create a funny email with some fun pictures.
6. Blend that image with Google Adsense Code.
7. Put horizontal Ad Unit to gain maximum clicks.
8. Never Buy Google Adsense Account that is for Sale.

Google Adsense research is too smart to know all these tricks. So, Don’t use these trick, always play fair.

Remember Google Adsense can be best online earning source for student and our youngsters, students and webmaster have great potential to Earn Money With Google Adsense.

I hope you have got enough information about the Google Adsense and blogging. In the next article I will be with you with more detailed information about the Google Adsense.

Please Share your comments here.

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100% geniune Tips for increasing Page Rank

Page Rank is a link analysis algorithm which is used by search engines to determine relative importance of your link within their database. Here I’ll tell you how to increase page rank.

How is Page Rank Calculated?

Page Rank is calculated by various algorithms made by search engines, in simple words, Page Rank is calculated upon the number of links on your site; these links Include:

1. Backlinks.
2. Inbound links.
3. Internal links.
4. External links.
5. No-Follow links.
6. Do-Follow links.

Google and other Page Ranking sites analyze these links and assign a numerical page rank from 1 to 10 to your website. Below we will discuss Top 15 Killer Tips To Increase Page Rank.

How To Increase Page Rank?

 

 

 

 

1. High Quality Content:

 

In order to increase Page Rank you must have unique quality content which your readers want to share with their friends.

2. Site Submitting:

To boost Page Rank you must have high quality Backlinks and the best way to generate quality backlinks is to submit your site on different web directories and article directories.

Some Good Web And Article Directories Are:

• DMOZ
• Yahoo Directory
• Best Of The Web
• Ezine Articles
• Article Base
• Go Articles

 

3. Guest Posting:

 

This is one of the most used and best technique to increase Page Rank. Most Blogs have options of guest posting through which you can post at their blog and get two or three backlinks in return to your blog this really helps if you are posting on good Page Rank Blog with the same Niche as yours.

4. Link Exchange:

 

This is one of the most old techniques but it still works, in order to get a good Page Rank you should get higher Page Rank sites to link to your site, through this you will firstly get a good Page Rank and will get traffic from that site.

5. Keep Updating:

 

Google really likes Sites that keep their content fresh and unique. The more you post, the more Google will crawl your site and the more chances for you to increase page rank 

 

6. Commenting On Other Blogs:

 

 

Commenting is a very crucial process in generating a good Page Rank. In Blogging Community you must be very socially active. Some Blogs are Do-Follow, which can help you generate back links to your site by just commenting on their posts. Nowadays most blogs have CommentLuv Plugin installed on their site which automatically places a link to their last blog post at the end of their comment. 

7. Social Bookmarking:

Social Bookmarking is a very effective method to increase Page Rank because by sharing your Site on different Social Sites you will get a free Backlink and Traffic. Some of the most popular Social Bookmarking Sites Are:

• Facebook
• Google Plus
• Squidoo
• Digg
• Hub Pages
• Stumble Upon

 

8. Website Accessibility:

 

If Your Website is down for a long period of time, Google may reduce the ranking of your site. So You should always keep Your Website accessible.

9. Using Commonly Searched Keywords:

 

As You know people search using keywords and not the whole sentence so if you have used a keyword which is very frequently searched then you get a higher chance of your website being visited and MORE VISITORS = BETTER PAGE RANK.

10. Website Advertising:

 

You can make an Ad or a banner for your site and advertise it on different website, through this you will get good back links and traffic.

11. Create Multiple Pages:

 

If You create multiple Pages on Your Site this will strengthen your internal linking and will ultimately increase Page Rank.

12. Participate In Forums:

 

Google loves forums that are most frequently updated and by getting a back link from these forums you will succeed on increasing Page Rank.

13. Using Signatures:

 

You can add a link to your website in your online signatures. For example, you can add signatures in your email and forum posts but don’t try to spam because you can be blocked.

14. When Does Google Re-Evaluate Page Rank?

 

Google Re-Evaluates Page Rank about Three to Four times per year, so almost every Three months Google calculates Your Page Rank again.

15. Never Use Illegal Tactics:

 

Using illegal tactics can get you banned from Google and Google is very smart so never think that you can deceive Google because if they find out that you are using illegal techniques which are against their policy they will block you. Stay away from those tactics using these legitimate techniques will improve traffic.

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How to Protect Your Google Adsense Account To Stop Invalid Clicks?

Do you know your Adsense Account is in danger, yeah this is not an April fool prank or anything like a joke, this is as true as you are breathing from some past days many bloggers experiencing heavy invalid activity in their Adsense account.

You may have also experienced that number of clicks are much more than as comparison of the Estimated Earnings, especially from some countries like United states clicks are coming fluently but no money, CPC from such countries lies somewhere between $0.01 – $0.04 which is too less and this Cost per Click clearly saying that these clicks you are getting on your Ads are not Genuine for sure.





Many Bloggers and Webmasters have lost their Adsense Ads in some past days because of this invalid activity or some other reasons.
Zac Johnson lost his 10 years old adsense acccount. Read his story
Just few days ago,  Theodore had been slapped by adsense. Read his story
and also because of their unawareness, so this is highly recommended that you won’t make such mistakes and keep your Adsense Account safe and secure.

How to know the Country from where invalid clicks are coming from ?

 

Many of you may already know about this but some don’t, so let me explain how to know from which country your Adsense Ads are getting unusually clicked, to find this out just follow these steps…
1.    Log in to your Adsense Account.
2.    Click on Overview this month.





3.    Select the Today date from the upper right corner.





4.    Now click on Countries from Left sidebar.





5.    Now carefully checkout the no. of clicks in front of each Country name.





If you detect any country from where clicks have been done but CPC from there are very low then it simply means that your Adsense Ads are in danger.

How to Protect Your Adsense Account?

 

 

See if you are getting unusual clicks on your Ads, then first of all you try to detect the IP(s) of clicker and if you successfully detect those IP’s then just block them to showing Ads so that they won’t see your Ads and this way they cannot click on your Ads.

If you’re unable to fetch the IP address from where clicks are being performed then you most recommended way to keep your Adsense account safe is that, you must stop showing ads on your site for at least sometime, because if you stop publishing ads on your sites for some time/days it may cause loss of some Dollars to you but if you cannot prevent it then you may loss your Adsense for forever, which sounds so bitter to any blogger.


Note:

It has been also seen sometimes that CPC are good and clicks are coming in bulks (more than expectations), but those were also invalid clicks.
To understand this better, suppose one person click on your Ad, Google gave you $2.0 for that one click which means click : 1 and CPC : $2.0 then 9 clicks are also done by an other person which are invalid clicks and Google haven’t gave you anything for those clicks, now your stats will show click : 10 and CPC : $0.20 which also looks good and generally we think it’s Ok if CPC is good but as you in example it’s not always okay.
So if you ever feel unusual increase in no. of clicks on your Ads you must report to Google regarding this to keep your side strong.

Click Bombing/ Invalid Clicks FAQ’s

 

 

• I lost my Adsense Account due to invalid activity on my account, what to do ?

When Google takes adsense away then they always mentions the reason behind it, so you need to ensure that it will not happen again in future and after that you can fill Appeal form provided by the Google to claim your Adsense account back, but don’t go for appeal form in hurry first of all you must take care of point they mentioned in their mail.

• I filled Appeal form, will I get Adsense back ?

Well nobody can say Yes for this question, it’s all depend on Google, if they realize that you have done good business with them in previous time then there are some hope you will get your Adsense back, but not sure for anyone.

• I filled Appeal form but no reply, what to do ?

You cannot do anything for this, all we can do is that we can fill Appeal form then Google will reply you back after taking their time, sometimes they takes 2-3 days for reply back.

• When I applied for Adsense back by `Appeal form` they rejected again, now what.

This is sad but ! even after they refused to give your adsense back to you, if you work on your blog continously for some months and you write valuable and original content then there are chances to have Adsense again on your blog, one of my friend have experienced it.

• Even after many try Google isn’t giving me Adsense back, now what to do ?

In this annoying situation you have some other ways to get income from your blog for that you can check this `Ways to Make Money without Adsense`.

If you don’t wanna go for it then you can think of another idea which is, you make another blog then apply for Adsense for that new blog and when you get Adsense for it you can use that Adsense account Ads on your both blogs the new one and old too.

If you think this article is even a bit useful it is requested to must share the info, Take care of your Adsense Account and also help others to do so.

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